Find out more about home buying, down payment help, and government aids.

Mortgage rates have recently gone down due to hopes that the Federal Reserve will cut rates. However, after a recent Fed meeting, rates have stayed about the same. Experts don’t expect a big drop in interest rates before the ...

Short answer: sometimes. These personal notes from buyers can help in close calls, but they also carry legal risks. Here’s a simple breakdown.   What these letters are A buyer “love letter” ...

Rent prices are starting to go down in much of the United States, which is giving a little relief to people facing high housing costs. This drop comes after rents increased a lot between 2019 and 2022. According to a recent r...

With home prices in the U.S. still high, many people feel like owning a house is out of reach. One way to make homeownership more possible is to consider different types of homes, like modular homes, especially...

When buying a house, there are different types of loans to choose from. One popular option is an FHA loan. These loans are backed by the government and can make it easier and more affordable for people to become homeowners. Almo...

Chase Home Loans is offering a special deal for homeowners who want to refinance their mortgage. After running a similar promotion last month, Chase is now giving interest rate discounts specifically for refinances. ...

In the US, down payment assistance (DPA) programs offered by states and counties provide critical support to homebuyers, especially first-time buyers and moderate-income families. Here’s an overview focusing on ke...

Evergreen Home Loans, a company based in Bellevue, Washington, is growing fast as it expands into 11 new states. The company announced that it now operates in Texas, Florida, South ...

Can you buy a house with low income? Yes, you can! There isn’t a strict minimum income needed to buy a house, but lenders do look at your financial situation: your credit score, your debts compared to your income, and how ...