Articles

• Author: Margaret Hills
• Posted: Dec 16, 2024

The Downpayment Toward Equity Act is a proposed law designed to assist first-time home buyers by providing up to $25,000 in financial aid. This grant aims to cover initial home-buying ex...

• Author: Margaret Hills
• Posted: Dec 09, 2024

Thinking about buying your first house? You might have heard that getting a loan for it can be tough, but that's not always the case. Here's a breakdown of what you need to know about convention...

• Author: Margaret Hills
• Posted: Dec 02, 2024

In parts of rural America, like Celina, Texas, there used to be a different way of life. The community was tight-knit, with farmers, teenagers, and neighbors creating a small-town fee...

• Author: Margaret Hills
• Posted: Nov 25, 2024

Buying a home is exciting, but it can also be pricey because of the down payment. This is where Down Payment Assistance (DPA) programs come in.  They're special support systems to help you pay for this upfront cost of b...

• Author: Margaret Hills
• Posted: Nov 18, 2024

When you're living with a disability, you might think owning a home isn't possible. But there's good news: not only are there mortgages for which you can apply, but there are also special loans and grants to help mak...

• Author: Margaret Hills
• Posted: Nov 12, 2024

For the past six weeks, home loan interest rates have been on the rise. Just like following a climbing trail, they've been tracking closely with something called Treasury yields, which also went up as people...

• Author: Noah Koch
• Posted: Nov 06, 2024

A recent survey by the National Association of Realtors found that most people buy their homes through an agent. However, changes in August 2024 mean that buyers might have to pay the agent's fees themselves. Sometimes, buyers c...

• Author: Margaret Hills
• Posted: Oct 28, 2024

Getting Ready Costs Less Now Mortgage rates have dropped a bit recently, but buying a home is still pretty expensive. If you're thinking about buying a home, it's smart to start saving mon...

• Author: Margaret Hills
• Posted: Oct 21, 2024

Buying a home is a big deal, and getting a good price can save you a lot of money. Here are some tips on how to make that happen:   Before You Start Negotiating   Learn About the House’s Value: Check how ...

• Author: Margaret Hills
• Posted: Oct 15, 2024

On October 7 and 8, the acting Secretary of Housing and Urban Development (HUD), Adrianne Todman, organized a significant event titled "Next Generation of Housing Policy" roundtable. This gathering was ...