Proposed $25,000 Grant for First-Time Home Buyers Remains Under Congressional Review

The Downpayment Toward Equity Act is a proposed law designed to assist first-time home buyers by providing up to $25,000 in financial aid. This grant aims to cover initial home-buying ex...

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What You Need to Know About Getting a Conventional Home Loan in 2025

Thinking about buying your first house? You might have heard that getting a loan for it can be tough, but that's not always the case. Here's a breakdown of what you need to know about convention...

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Transformation in Rural America: The Impact of Rapid Growth on Communities and Agriculture

In parts of rural America, like Celina, Texas, there used to be a different way of life. The community was tight-knit, with farmers, teenagers, and neighbors creating a small-town fee...

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Home Buying Help for People With Disabilities

When you're living with a disability, you might think owning a home isn't possible. But there's good news: not only are there mortgages for which you can apply, but there are also special loans and grants to help mak...

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Home Loan Interest Rates Climb Again During Election Confusion

For the past six weeks, home loan interest rates have been on the rise. Just like following a climbing trail, they've been tracking closely with something called Treasury yields, which also went up as people...

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DIY Guide to Purchasing Without a Realtor

A recent survey by the National Association of Realtors found that most people buy their homes through an agent. However, changes in August 2024 mean that buyers might have to pay the agent's fees themselves. Sometimes, buyers c...

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What to Know About the 2024 and 2025 Housing Market for Buyers and Sellers

Getting Ready Costs Less Now Mortgage rates have dropped a bit recently, but buying a home is still pretty expensive. If you're thinking about buying a home, it's smart to start saving mon...

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How to Get a Good Deal When Buying a Home

Buying a home is a big deal, and getting a good price can save you a lot of money. Here are some tips on how to make that happen:   Before You Start Negotiating   Learn About the House’s Value: Check how ...

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HUD Organizes Key Meeting to Shape Future Housing Policies

On October 7 and 8, the acting Secretary of Housing and Urban Development (HUD), Adrianne Todman, organized a significant event titled "Next Generation of Housing Policy" roundtable. This gathering was ...

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Quick Guide to Federal Rental Assistance

Renting a place to live can be very expensive, especially for people who don't earn a lot of money. Luckily, there's help available from the government called "Federal Rental Assistance."  This program helps...

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