Insights & Tips

Find out more about home buying, down payment help, and government aids.

Discover Down Payment Strategies Backed by News and Government Programs

The path to homeownership can often seem like a maze, with the down payment as a crucial key to unlocking your dream home. Recent trends in the housing market highlight the significance of down paym...

Exploring the Neighborhood Assistance Corporation of America (NACA) Mortgage: A Path to Affordable Homeownership

Purchasing a home is a significant milestone for many individuals and families, but the rising costs of homeownership can be a barrier for those in search of aff...

The Affordable Housing Crisis and the Impact on Young Adults: Addressing the Needs of Former Foster Youth

In recent times, a significantly high number of young adults, approximately 45%, aged between 18 to 29, find themselves living at their parental homes. This trend is pr...

Understanding Your Home Buying Budget and Loan Options

Before you consider buying a home, it's vital to figure out how much you can afford. This depends largely on three major factors:   The Mortgage: What type of mortgage you can get, the terms, and your inte...

The Average Down Payment for Houses is Now More Than $63,000

In today's housing market, buying a home has become more expensive, not just because home prices are going up but also because the amount of money you need for a down payment has increased. The latest informat...

Help for First-Time Homebuyers in New Mexico

In the exciting world of buying your first home in New Mexico, there's some good news! Home prices have slightly decreased - by about 0.5% from last year, making it a bit easier for first-time buyers.  However, with...

What is a Condemned House, and Can You Buy One?

A condemned house is a property that the local government has deemed unsafe for people to live in. This usually happens when a home no longer meets basic living standards, such as access to clean water, working electricity, or...

8 Tips to Get the Lowest Mortgage Rates

Mortgage rates have recently gone down due to hopes that the Federal Reserve will cut rates. However, after a recent Fed meeting, rates have stayed about the same. Experts don’t expect a big drop in interest rates before the ...

VA Housing Grants: How Veterans Can Apply

The Department of Veterans Affairs (VA) offers special housing grants to help veterans with service-connected disabilities buy, build, or adapt a home, so they can live more independently. These grants can pay for important chang...