Insights & Tips

Find out more about home buying, down payment help, and government aids.

How To Negotiate With Lenders To Get the Lowest Possible Down Payment on Your Home Purchase

A down payment is among the critical steps toward buying a home. It's an important factor in determining whether you can get the loan and affects your ability to secure a mortg...

Linn County's Lifeline: The Emergency Rent Assistance Program

In an era where financial instability looms large for many households, Linn County has emerged as a beacon of hope with its Emergency Rent Assistance Program. Designed to extend a helping hand to renters strug...

Zero-Down Payment Mortgages Make a Comeback as Housing Costs Soar

In a bold move to make homeownership more accessible amid rising housing costs, United Wholesale Mortgage (UWM), led by billionaire Mat Ishiba, is introducing a pioneering zero-down payment mortgage program.&...

HUD Rolls Out $10 Million in Funding to Support Homeownership Among Underserved Populations

The U.S. Department of Housing and Urban Development (HUD) has earmarked $10 million for grants directed at housing counseling agencies approved by HUD. This investment marks a pivot...

Analyzing Down Payment Barriers and Solutions in the American Real Estate Market

Achieving homeownership is a cornerstone of the American Dream, yet for many, it’s a goal that’s becoming increasingly difficult to attain. The key obstacle? The daunting down payme...

What to Know About the 2024 and 2025 Housing Market for Buyers and Sellers

Getting Ready Costs Less Now Mortgage rates have dropped a bit recently, but buying a home is still pretty expensive. If you're thinking about buying a home, it's smart to start saving mon...

New HUD Initiatives: Essential Support for Struggling Homeowners

Have you been having trouble keeping up with your mortgage payments? There's good news from the Department of Housing and Urban Development (HUD). They've updated their plans to assist homeowners just ...

Easy Guide: Tax Breaks for Homeowners and How They Work

Tax time has arrived in the United States, running from January 27 to April 15. During this period, the IRS expects to receive over 140 million tax returns. For homeowners, this is a prime time to tap into special t...

California's Eviction Crisis: Proposed Legislation Aims to Protect Tenants from Nonpayment Evictions

In California, a couple struggling with health issues faced eviction from their subsidized home despite having the funds to settle their unpaid rent.  Currently, sta...