Insights & Tips

Find out more about home buying, down payment help, and government aids.

Home Buying Help for People With Disabilities

When you're living with a disability, you might think owning a home isn't possible. But there's good news: not only are there mortgages for which you can apply, but there are also special loans and grants to help mak...

Home Loan Interest Rates Climb Again During Election Confusion

For the past six weeks, home loan interest rates have been on the rise. Just like following a climbing trail, they've been tracking closely with something called Treasury yields, which also went up as people...

States Help Elderly Skip Property Taxes as Home Costs Soar

In the United States, property taxes have increased substantially in the last five years, which has made it harder for many homeowners to afford housing. This rise in taxes has especially affected older homeowners w...

Planning to Purchase a House? Include the Following Essential Items in Your Budget

If you plan to buy a house in the next few weeks or months, ensure that you have enough money before that time. Remember that the buyer might not be willing to give you time to look for more c...

HUD Rolls Out $10 Million in Funding to Support Homeownership Among Underserved Populations

The U.S. Department of Housing and Urban Development (HUD) has earmarked $10 million for grants directed at housing counseling agencies approved by HUD. This investment marks a pivot...

What to Know About the 2024 and 2025 Housing Market for Buyers and Sellers

Getting Ready Costs Less Now Mortgage rates have dropped a bit recently, but buying a home is still pretty expensive. If you're thinking about buying a home, it's smart to start saving mon...

Transformation in Rural America: The Impact of Rapid Growth on Communities and Agriculture

In parts of rural America, like Celina, Texas, there used to be a different way of life. The community was tight-knit, with farmers, teenagers, and neighbors creating a small-town fee...

Mortgage Rates Drop Slightly in June 2025, Offering Hope to First-Time Homebuyers Amidst Rising Home Prices

In June 2025, there has been a small piece of good news for people wanting to buy a home for the first time and for existing homeowners looking to refinance. Mortg...

Mortgage Rates Jump To Reach Two-Year High

In February 2022, mortgage interest rates climbed above the four percent level. The sharp climb marks the highest interest rates since the beginning of the pandemic more than two years ago. On a year to date basis, the average mon...