Insights & Tips

Find out more about home buying, down payment help, and government aids.

DIY Guide to Purchasing Without a Realtor

A recent survey by the National Association of Realtors found that most people buy their homes through an agent. However, changes in August 2024 mean that buyers might have to pay the agent's fees themselves. Sometimes, buyers c...

Transformation in Rural America: The Impact of Rapid Growth on Communities and Agriculture

In parts of rural America, like Celina, Texas, there used to be a different way of life. The community was tight-knit, with farmers, teenagers, and neighbors creating a small-town fee...

Proposed $15,000 First-Time Home Buyer Tax Credit Sparks Hope for Affordable Housing in 2025

Many Americans dream of owning their first home, and a proposed benefit called the "First-Time Home Buyer Tax Credit" might help make that dream come true.  This p...

Is Now the Right Time to Take an FHA Loan?

When buying a house, there are different types of loans to choose from. One popular option is an FHA loan. These loans are backed by the government and can make it easier and more affordable for people to become homeowners. Almo...

Thinking About Buying a House in Early 2026? Here’s How to Get Ready

If you’re planning to buy a house in 2026, it’s a good idea to start getting prepared now. The housing market has been unpredictable in recent years, but things may become less hectic for buy...

Mortgage Rate Predictions for the Next 5 Years (2026–2030)

When planning to buy a home, it's important to know where mortgage rates are headed. Experts look at several factors, especially the 10-year U.S. Treasury yield, which has a big impact on long-term mortgage ra...

HUD Takes Major Steps to Make Homes More Affordable and Safer

The U.S. Department of Housing and Urban Development (HUD) has released the biggest update to the Manufactured Home Construction and Safety Standards in over 30 years, introducing 90 new or revised standards.&nbs...

Home Loan Interest Rates Climb Again During Election Confusion

For the past six weeks, home loan interest rates have been on the rise. Just like following a climbing trail, they've been tracking closely with something called Treasury yields, which also went up as people...

Home Prices Decline in Many Cities While Listings Surge

Many people are wondering if home prices are finally coming down. According to recent data, the answer depends on where you are looking to buy a home. Here is what’s happening with the housing market right now. ...