HUD Takes Major Steps to Make Homes More Affordable and Safer

Jennifer Kloss
Published Jan 21, 2026


The U.S. Department of Housing and Urban Development (HUD) has released the biggest update to the Manufactured Home Construction and Safety Standards in over 30 years, introducing 90 new or revised standards. 

These updates are designed to make manufactured homes more appealing and affordable by including modern features like open floor plans and attic spaces, and improving accessibility.

This move simplifies the home production process by reducing bureaucratic delays. Manufacturers no longer need to get special approvals for using materials that already meet or surpass HUD's requirements, speeding up the construction of affordable homes.

Acting Secretary Adrianne Todman emphasized that these updates were much needed and will help produce homes that not only meet current consumer needs but are also more affordable. 

Julia Gordon, HUD's Assistant Secretary for Housing, announced these changes in Elkhart, Indiana, a significant location known for housing the RV and Manufactured Housing Hall of Fame.

The updates are especially timely as they coincide with the 50th anniversary of the original Manufactured Home Construction and Safety Standards Act, established in 1974. 

This Act set federal standards for all manufactured homes in the U.S., ensuring they are safe, durable, and affordable. Over 20 million people in the U.S. live in manufactured homes, demonstrating the significant role these standards play.

The new rule also allows the construction of multi-unit single-family homes under HUD standards, which was not possible before. This means that more families can enjoy the benefits of affordable housing, even in denser urban areas.

Key improvements include:
 
  • Multi-Unit Homes: Up to four units can be included in a single manufactured home, with assured fire safety and construction quality.
  • Design Enhancements: Open floor plans and specific roof designs are now easier to include in designs, without unnecessary inspections.
  • Material Upgrades: Updates have been made to material standards to ensure homes are built with modern and high-quality materials.
  • Accessibility: Changes in shower designs to meet national disability standards make these homes more accessible without additional costs.
  • Energy Efficiency: The standard now includes provisions for energy-saving appliances like gas-fired tankless water heaters.

These changes were recommended by the Manufactured Housing Consensus Committee and are part of HUD's ongoing efforts to increase high-quality manufactured housing supply, as outlined in the Biden-Harris Administration's Housing Supply Action Plan.

For more details on these updates or other HUD programs, please visit www.hud.gov or https://espanol.hud.gov.

-

Previous Article: 7 Smart Budgeting Tips for Buying a Home Without the Financial Worry


Related Articles

Wealthfront Launches A Mortgage Program...

Wealthfront, best known for its robo-advisor investing tools, is starting a mortgage program for some of its customers. The company says it aims to offer home loans with lower costs and competitive rates by using software to simpli...

A Simple Guide to Down Payment Assistance in 2026...

Buying a home can feel out of reach for many people, especially because of the upfront cost of the down payment. However, you don’t always need 20% down—sometimes much less is required, and there are progra...

How to Buy a House: A Guide for First-Time Home Buyers in 2026...

Buying your first home is a big step, and it’s important to know what to expect. Here’s a straightforward guide to help you understand the process, the benefits of being a first-time buyer, and yo...

Mortgage Rate Predictions for the Next 5 Years (2026–2030)...

When planning to buy a home, it's important to know where mortgage rates are headed. Experts look at several factors, especially the 10-year U.S. Treasury yield, which has a big impact on long-term mortgage...

Top Mortgage Lenders for First-Time Homebuyers in 2026...

If you’re thinking about buying a home in 2026, you may be wondering what will happen with mortgage rates. There’s some good news and some not-so-good news for home buyers: Mortgage rates are expected ...

Thinking About Refinancing Your Mortgage in Early 2026? Here’s What You Need to Know...

If you’re a homeowner with a mortgage, you might be wondering if 2026 is a good time to refinance your loan, especially if you locked in a high interest rate in recent years. ...