Find out more about home buying, down payment help, and government aids.
Mortgage Rates Hit a 3-Year Low: What This Means for Homebuyers and Owners
Mortgage rates in the United States have reached their lowest levels since 2022. This drop is sparking new conversations among people looking to buy a home and current homeowners wondering if they...
How Falling Mortgage Rates Are Helping Millions of Families Afford Homes
There is good news for hopeful homebuyers: mortgage rates are dropping. Recently, the average interest rate for a 30-year fixed-rate mortgage fell to around 6%. This is the lowest rate borrowers hav...
New Proposal Could Help Select First-Time Buyers Lower Their Closing Costs
Lawmakers are currently considering a new plan aimed at making it easier for people to buy their first home. The goal of this proposal is to reduce "closing costs"—the extra fees a...
How to Use Your Tax Refund to Buy a Home
Buying a home comes with several upfront costs that can feel overwhelming. However, if you are expecting a tax refund from the IRS this year, that extra money can give your homebuying budget a significant boost. Whether your refun...
How to Buy a Home in 2026: Using FHA Grants to Bridge the Down Payment Gap
As we move through 2026, the dream of homeownership remains a top priority for many, even as the housing market continues to evolve. While saving for a down payment is still the biggest hurdle for...
Wealthfront Launches A Mortgage Program
Wealthfront, best known for its robo-advisor investing tools, is starting a mortgage program for some of its customers. The company says it aims to offer home loans with lower costs and competitive rates by using software to simplify ...
A Simple Guide to Down Payment Assistance in 2026
Buying a home can feel out of reach for many people, especially because of the upfront cost of the down payment. However, you don’t always need 20% down—sometimes much less is required, and there are programs ...
How to Buy a House: A Guide for First-Time Home Buyers in 2026
Buying your first home is a big step, and it’s important to know what to expect. Here’s a straightforward guide to help you understand the process, the benefits of being a first-time buyer, and your ...
Mortgage Rate Predictions for the Next 5 Years (2026–2030)
When planning to buy a home, it's important to know where mortgage rates are headed. Experts look at several factors, especially the 10-year U.S. Treasury yield, which has a big impact on long-term mortgage ra...