Insights & Tips

Find out more about home buying, down payment help, and government aids.

Miami-Dade Launches Down Payment Lottery for New Homes

Buying a home in Miami-Dade County is an uphill battle, as the median listing price reached $588,700 in August 2026. To address this challenge, the Miami-Dade Economic Advocacy Trust (MDEAT) partnered with JL Brown D...

Understanding Today’s Mortgage Rates and What They Mean for You

If you are following current housing news, reading about high interest rates alongside elevated home prices might make you feel frustrated and confused. Fortunately, a small dip offers prospective buyers a...

How Atlanta Programs Are Helping Local Families Buy Their First Home

For many families in Atlanta, the hardest part of buying a house isn't finding the right property—it's coming up with enough cash to cover upfront costs. To help bridge this gap, local organi...

South Portland Launches New Free Home Energy Assistance Program

South Portland has launched a new home energy initiative designed to help 50 local households lower their energy bills and make their homes more energy-efficient through free weatherization assistance. What th...

Starter Homes Are Becoming More Affordable: What First-Time Buyers Need to Know

Buying a first home in the U.S. is getting easier for many families, according to a report by the real estate company Redfin.   Key Income & Cost Figures Required Income: You no...

9 Down Payment Assistance Programs to Help You Buy a Home

Buying your first home can build significant long-term wealth, but coming up with a down payment is often the biggest hurdle—especially if you don't have family financial help. If saving up for a large d...

VA Loans in 2026: How Much Can You Borrow and What Are the Drawbacks?

VA home loans are designed to help eligible veterans, active-duty service members, and qualified surviving spouses buy a home. They offer two major advantages over standard mortgages: you typically don...

Three Government Programs That Can Help You Buy a Home With Little or No Down Payment

Buying a home in today's market is harder than ever. Home prices are near record highs, and mortgage rates have more than doubled since the pandemic. To make matters worse, wages haven...

Getting Your VA Benefits Letter Online: A Quick Guide

If you're a veteran who needs proof of your benefits, service history, or disability status, there's a simple way to get official documents. The VA Benefits Letter Generator on VA.gov lets eligible veterans an...