Chase Offers Limited-Time Mortgage Refinance Rate Sale

Chase Home Loans is offering a special deal for homeowners who want to refinance their mortgage. After running a similar promotion last month, Chase is now giving interest rate discounts specifically for refinances.

With mortgage rates currently at their lowest in 11 months, this sale could be good news for people wanting to lower their monthly payments or get cash from their home’s equity.
 

Details of the Refinance Rate Sale

The sale applies to two kinds of refinances:
 

• Rate-and-term refinance: This lets you change your current mortgage for one with a new interest rate, repayment period, or type of loan.
• Cash-out refinance: If you have built up value (equity) in your home, this option lets you borrow some money against your home by taking out a bigger loan.

The promotion is available until Sunday, September 21. You must lock in your new rate within these dates to get the discount.

The amount of the discount depends on the type of mortgage you choose and where you live. Mortgage rates can vary depending on your state, your credit history, and the specific loan.
 

Additional Savings for Chase Customers

If you have money in a Chase bank or investment account, you could get an extra discount through their “relationship pricing.” By depositing new money into your Chase accounts, you can add a discount of up to 1% on your refinance rate.

This extra deal can be combined with the refinance rate sale for even bigger savings.
 

Is This Sale Genuine?

Chase’s rate discounts are legitimate as long as you are not paying extra upfront fees called “discount points” to get the lower rate—unless you choose to do so yourself.

When you get your official Loan Estimate, check the “Closing Cost Details” section to see if any discount points are being charged.

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