Insights & Tips

Find out more about home buying, down payment help, and government aids.

Mortgage Loans and Down Payment Options for First-Time Homebuyers

Many first-time homebuyers experience the trepidation of saving for their first home. Saving up for the traditional payment may seem too far out of reach, especially if you are still paying off student loans o...

How to Build a Down Payment for a Home

Having a large down payment is a great way to reduce the cost of home ownership over time. Not only will you save by borrowing less, but you may be able to avoid paying PMI, or private mortgage insurance.   1. Check Your Budge...

SSI Recipients Struggle to Find Affordable Housing Across the US

A recent report has revealed that Supplemental Security Income (SSI) beneficiaries face significant challenges in finding affordable housing across the United States. With the average rent for a studio or...

New Jersey's Innovative Solution to Affordable Housing Crisis: Leveraging Transit Systems

New Jersey might have just found a groundbreaking solution to its affordable housing crisis, and it lies just outside its transit system. With approximately 74,000 acres of underuti...

Proposed $25,000 Grant for First-Time Home Buyers Remains Under Congressional Review

The Downpayment Toward Equity Act is a proposed law designed to assist first-time home buyers by providing up to $25,000 in financial aid. This grant aims to cover initial home-buying ex...

10 States Where You Can Save for a Down Payment the Fastest

Saving up for a down payment on a house can be a long process. In some states, it might take just under a decade, while in others, it could take much longer—sometimes decades. Many people find it discourag...

Las Vegas Housing Market Trending Up

To say that America is experiencing a housing crisis is really putting things lightly. It's not so much that people are being thrown out of their homes because they cannot afford their mortgage payments. Although that is unfortunately a ...

New Mortgage Loans and HELOCs to Reach Unprecedented Levels in 2022

Housing analysts and economists predict that mortgage borrowing and home equity lines of credit will reach record levels in 2022. Fierce competition, price wars, low interest rates and soaring home prices wi...

Michigan Helps First-Time Homebuyers with $25,000 Support Program

In Lansing, Michigan, a new program is offering a big helping hand to people buying their first home. The Michigan State Housing Development Authority (MSHDA) is giving up to $25,000 to help with the initial ...