Find out more about home buying, down payment help, and government aids.
How to Build a Down Payment for a Home
Having a large down payment is a great way to reduce the cost of home ownership over time. Not only will you save by borrowing less, but you may be able to avoid paying PMI, or private mortgage insurance. 1. Check Your Budge...
Linn County's Lifeline: The Emergency Rent Assistance Program
In an era where financial instability looms large for many households, Linn County has emerged as a beacon of hope with its Emergency Rent Assistance Program. Designed to extend a helping hand to renters strug...
Helping Young Adults Find Homes After Foster Care
The U.S. Department of Housing and Urban Development (HUD) is stepping up to help young people who are leaving foster care and might not have a place to live. They're giving out $3.4 million in grants to help 38...
Home Buying Help for People With Disabilities
When you're living with a disability, you might think owning a home isn't possible. But there's good news: not only are there mortgages for which you can apply, but there are also special loans and grants to help mak...
What You Need to Know About Getting a Conventional Home Loan in 2025
Thinking about buying your first house? You might have heard that getting a loan for it can be tough, but that's not always the case. Here's a breakdown of what you need to know about convention...
Easy Guide: Tax Breaks for Homeowners and How They Work
Tax time has arrived in the United States, running from January 27 to April 15. During this period, the IRS expects to receive over 140 million tax returns. For homeowners, this is a prime time to tap into special t...
Alaska Offers $1,702 Payment to Residents, Aiming to Attract More People
In an effort to encourage people to move to and settle in Alaska, the state has announced a $1,702 stimulus payment for eligible residents. This annual payout, part of the Permanent Fund Dividend (P...
Do You Qualify? Factors To Consider When Doing a House Down Payment
A down payment is a sum of money paid upfront by a buyer when purchasing a house or a car, typically representing a percentage of the total purchase price. The purpose of a down payment is to reduce the len...
How to Afford a Downpayment on a Home
As the cost of housing continues to rise, many people are left wondering if they will ever be able to save enough for a downpayment on their dream home. Fortunately, several strategies and government programs are available that a...