Insights & Tips

Find out more about home buying, down payment help, and government aids.

The Benefits of a Down Payment When Buying a Home

One of the most important decisions when buying a home is how much money to put down as a down payment. The idea is to put as much as possible to avoid paying private mortgage insurance (PMI). PMI is required if your down pay...

Creative Ideas for Raising Funds for Your Home's Down Payment Quickly and Easily

When buying a home, the down payment is often the biggest obstacle. Most people give up because they think it's impossible to come up with such a large amount of money in a short period. Yo...

SSI Recipients Struggle to Find Affordable Housing Across the US

A recent report has revealed that Supplemental Security Income (SSI) beneficiaries face significant challenges in finding affordable housing across the United States. With the average rent for a studio or...

A Guide to NYCHA's Housing Choice Voucher 2024 Waitlist: Your Gateway to Affordable Housing

The New York City Housing Authority (NYCHA) has announced the reopening of the waitlist for the Housing Choice Voucher (HCV) Program, commonly referred to as Section 8. This essentia...

Down Payment Tips: 5 Things You Need To Know About Making A Down Payment For A Home

When buying a home, one of the biggest hurdles to overcome is saving up for a down payment. The location and the cost of the home you want to buy will determine the fraction needed as the ...

Down Payment Doesn't Have to Be a Dirty Word; Check Out the Latest Trends

No one said that it's easy buying big stuff these days, but the down payment can become a key player in your financial transactions. When it comes to purchasing a home or a vehicle, the down pay...

The Complete Guide to Down Payment Assistance in the USA

  Purchasing a home is an exciting milestone, but the financial burden of a down payment can often be a significant hurdle for potential buyers. Fortunately, there are thousands of down payment assistance (DPA)...

Beyond the Brink: The Affordable Housing Crisis and Its Toll on Central Pennsylvania's Families

The affordable housing crisis in Central Pennsylvania, exacerbated by the pandemic, is pushing families to the brink. With over half a million state residents behind on rent a...

The Surprising Benefits of Making a Larger Down Payment on Your Home

Are you planning to buy a home soon? If so, you're probably focusing on saving for a down payment. But did you know that making a larger down payment has several surprising benefits beyond reducing t...