Insights & Tips

Find out more about home buying, down payment help, and government aids.

10 U.S. Cities Where Rent Is Finally Dropping

Rent prices are starting to go down in much of the United States, which is giving a little relief to people facing high housing costs. This drop comes after rents increased a lot between 2019 and 2022. According to a recent r...

Unlock Down Payment Assistance in 2023: Expert Tips Revealed!

Saving for a down payment can be a daunting task, especially for first-time homebuyers. It's no secret that this initial payment can be a significant barrier to homeownership, and with the current state of th...

Down Payment Assistance Available in September 2025

In the US, down payment assistance (DPA) programs offered by states and counties provide critical support to homebuyers, especially first-time buyers and moderate-income families. Here’s an overview focusing on ke...

​​​​​​​Housing Crisis Solution: How Cash Transfers and Universal Basic Income Can Provide Relief

In the face of a deepening housing crisis, Americans are grappling with skyrocketing rents and a shortage of affordable homes. Government housing assistance prog...

Modular Home Loans: What to Know About Financing a Modular Home

With home prices in the U.S. still high, many people feel like owning a house is out of reach. One way to make homeownership more possible is to consider different types of homes, like modular homes, especially...

Does Sending Buyer "Love Letters" To Home Sellers Work?

Short answer: sometimes. These personal notes from buyers can help in close calls, but they also carry legal risks. Here’s a simple breakdown.   What these letters are A buyer “love letter” ...