Insights & Tips

Find out more about home buying, down payment help, and government aids.

The New Down Payment System Is Made Possible By A Government Program

Down payments have been touted as one of the most essential variables in a real estate transaction. Whether you are purchasing a home or refinancing, down payments have proven to be a necessary measure...

Exploring the Neighborhood Assistance Corporation of America (NACA) Mortgage: A Path to Affordable Homeownership

Purchasing a home is a significant milestone for many individuals and families, but the rising costs of homeownership can be a barrier for those in search of aff...

Michigan Helps First-Time Homebuyers with $25,000 Support Program

In Lansing, Michigan, a new program is offering a big helping hand to people buying their first home. The Michigan State Housing Development Authority (MSHDA) is giving up to $25,000 to help with the initial ...

What is a Condemned House, and Can You Buy One?

A condemned house is a property that the local government has deemed unsafe for people to live in. This usually happens when a home no longer meets basic living standards, such as access to clean water, working electricity, or...

8 Tips to Get the Lowest Mortgage Rates

Mortgage rates have recently gone down due to hopes that the Federal Reserve will cut rates. However, after a recent Fed meeting, rates have stayed about the same. Experts don’t expect a big drop in interest rates before the ...

Fed Rate Cut: Homebuyers Save on Mortgage Payments

The Federal Reserve lowered interest rates in October 2025. This move has affected the housing market, making many people—especially those wanting to buy or refinance a home—curious about how much a monthly m...

Top Ways that Millennials Are Saving For Down Payments

For most prospective homebuyers, the down payment is one of the biggest hurdles. Even if you can find a great mortgage rate, you still need some money saved up to pay a down payment on the home. Fortunately, this isn&...

Don't Delay: Steps to Budgeting for Your Down Payment Right Away

Perceptive homebuyers know that a well-planned budget is critical to success in the real estate market. Whether you're looking to buy your first home or upgrade to a larger one, start planning and budgetin...

SSI Recipients Struggle to Find Affordable Housing Across the US

A recent report has revealed that Supplemental Security Income (SSI) beneficiaries face significant challenges in finding affordable housing across the United States. With the average rent for a studio or...