Insights & Tips

Find out more about home buying, down payment help, and government aids.

Will the Housing Shortage Clear Up in 2022?

The United States of America is not only dealing with a basic housing shortage but rather an unprecedented turn in the market that has seen the supply miss the demand by over three million individual homes. This is causing prices ...

Are You Hard Pressed for Cash? Here's How to Improve Your Home's Appearance on a Low Budget

Renovations improve your home's appearance and longevity of different components. Unfortunately, some refurbishment might be too expensive, forcing you to put them off for several mon...

Houston Housing Authority: Pioneering a Brighter Future with $5 Million Federal Grant

In a significant stride toward enhancing the living standards of its residents, the Houston Housing Authority (HHA) has recently been awarded a $5 million federal grant. This substant...

For Those Having Trouble With Home Down Payments, Help Is Available

Owning a home is a dream for millions of people as it represents stability, success, and financial freedom, but for many, it's also something that's difficult to achieve. Home ownership is usua...

Down Payments Oddly Stable During Inflation

In the United States, there's a huge corporate media apparatus and a government administration constantly telling you that the rate of inflation is only 7%. However, as any can attest who actually spends money in the country, ...

​​​​​​​Housing Crisis Solution: How Cash Transfers and Universal Basic Income Can Provide Relief

In the face of a deepening housing crisis, Americans are grappling with skyrocketing rents and a shortage of affordable homes. Government housing assistance prog...

New Jersey's Innovative Solution to Affordable Housing Crisis: Leveraging Transit Systems

New Jersey might have just found a groundbreaking solution to its affordable housing crisis, and it lies just outside its transit system. With approximately 74,000 acres of underuti...

Financial Planning Tips for a Younger Demographic

For younger demographics, financial planning tips may be slightly different from those for older people. A common strategy is to establish a financial goal, and millennials can use that approach to help them save for a rainy d...

Strategies for Saving Money and Making a Down Payment on Your Dream Home

Making a down payment on your dream home is an exciting milestone. It's also a significant financial commitment that requires careful planning and savvy saving strategies. Fortunately, plenty of ...