Insights & Tips

Find out more about home buying, down payment help, and government aids.

Why Young Americans Feel They Can't Afford Homes

Many people in America who don't own a home feel really down about their chances to buy one. A big survey by Northwestern Mutual found that over half of these folks (53%) believe they'll never be able to afford a home...

Good News for First-Time Homebuyers in California's Bay Area

In California's expensive Bay Area, first-time homebuyers who are finding it hard to save for a down payment now have a chance to get some help. A new program offers up to $200,000 as a loan to assist with ...

New Conventional Loan Limits for 2026

If you plan to buy a home in 2026 and use a conventional loan, there is a new limit on how much you can borrow without needing a special type of mortgage. The Federal Housing Finance Agency (FHFA) recently announced these limits. &n...

How to Buy a Home in 2026: Using FHA Grants to Bridge the Down Payment Gap

As we move through 2026, the dream of homeownership remains a top priority for many, even as the housing market continues to evolve. While saving for a down payment is still the biggest hurdle for...

Wyoming's Housing Aid Expansion Still Falls Short

Wyoming recently increased funding for housing assistance programs to help struggling families. However, housing advocates say the additional $8 million in aid still won't meet the scale of need across the state.&nb...

Down Payments for a Home May Get Lower This Year

In 2022, the median down payment for first-time home buyers was about 13%. This represents an increase from 2021 when the down payment for first-time home buyers was around 7%, while for repeat buyers it was about 17%. F...

Beyond the Brink: The Affordable Housing Crisis and Its Toll on Central Pennsylvania's Families

The affordable housing crisis in Central Pennsylvania, exacerbated by the pandemic, is pushing families to the brink. With over half a million state residents behind on rent a...

How To Negotiate With Lenders To Get the Lowest Possible Down Payment on Your Home Purchase

A down payment is among the critical steps toward buying a home. It's an important factor in determining whether you can get the loan and affects your ability to secure a mortg...

Unforgettable Insights: 7 Valuable Lessons on Down Payments

Saving for a down payment can be one of the most intimidating financial hurdles you'll face. It requires discipline, dedication, and sacrifice but also offers an opportunity to learn valuable lessons about mo...