Find out more about home buying, down payment help, and government aids.
Understanding Down Payments: Government Programs and Expert Advice for Homebuyers
For many aspiring homeowners, the prospect of buying a house can seem daunting, especially when it comes to saving for a down payment. Fortunately, various government programs and expert a...
What to Know About the 2024 and 2025 Housing Market for Buyers and Sellers
Getting Ready Costs Less Now Mortgage rates have dropped a bit recently, but buying a home is still pretty expensive. If you're thinking about buying a home, it's smart to start saving mon...
10 States Where You Can Save for a Down Payment the Fastest
Saving up for a down payment on a house can be a long process. In some states, it might take just under a decade, while in others, it could take much longer—sometimes decades. Many people find it discourag...
How to Buy a Home in 2026: Using FHA Grants to Bridge the Down Payment Gap
As we move through 2026, the dream of homeownership remains a top priority for many, even as the housing market continues to evolve. While saving for a down payment is still the biggest hurdle for...
How to Use Your Tax Refund to Buy a Home
Buying a home comes with several upfront costs that can feel overwhelming. However, if you are expecting a tax refund from the IRS this year, that extra money can give your homebuying budget a significant boost. Whether your refun...
SSI Recipients Struggle to Find Affordable Housing Across the US
A recent report has revealed that Supplemental Security Income (SSI) beneficiaries face significant challenges in finding affordable housing across the United States. With the average rent for a studio or...
How Falling Mortgage Rates Are Helping Millions of Families Afford Homes
There is good news for hopeful homebuyers: mortgage rates are dropping. Recently, the average interest rate for a 30-year fixed-rate mortgage fell to around 6%. This is the lowest rate borrowers hav...
A Guide to NYCHA's Housing Choice Voucher 2024 Waitlist: Your Gateway to Affordable Housing
The New York City Housing Authority (NYCHA) has announced the reopening of the waitlist for the Housing Choice Voucher (HCV) Program, commonly referred to as Section 8. This essentia...
Homes Across the U.S. Are Taking Longer to Sell—Here’s What the Numbers Say
Across the United States, homes for sale are taking longer to find buyers compared to last year. High prices and rising mortgage rates have made many potential buyers hesitant, resulting in slow...