Insights & Tips

Find out more about home buying, down payment help, and government aids.

New Rental Assistance Program is Boosting Housing Stability for Low-Income Residents

In a proactive move to address housing instability and support its low-income residents, Milpitas has taken a significant stride forward by launching the Workforce Housing Rental Assistance...

Zero-Down Payment Mortgages Make a Comeback as Housing Costs Soar

In a bold move to make homeownership more accessible amid rising housing costs, United Wholesale Mortgage (UWM), led by billionaire Mat Ishiba, is introducing a pioneering zero-down payment mortgage program.&...

Should You Use a Credit Card for a Down Payment?

When purchasing a house, a car, a large appliance, or many other things, a down payment is required. Generally speaking, after the down payment is given, the monthly payments will be generally low in order for the seller to e...

5 Ways to Raise Enough Down Payment for a House

There comes a time in most people's lives when they get tired of renting a house. If you are at such a point in life, you must be going through pressure to purchase a home. However, you may not have a down payment. So, h...

Mortgage Rate Hikes and What It Means for Aspiring Homeowners

In the face of rising mortgage rates, aspiring homeowners may find themselves challenged. The average rate for the traditional 30-year loan has climbed beyond the 7% threshold, settling at 7.07%. At the same time...

Does Sending Buyer "Love Letters" To Home Sellers Work?

Short answer: sometimes. These personal notes from buyers can help in close calls, but they also carry legal risks. Here’s a simple breakdown.   What these letters are A buyer “love letter” ...

Eviction Filings Finally Dip Down

According to the numbers from the federal government and a few different housing authorities, eviction numbers in America are finally starting to dip. The way that evictions are counted is when landlords and big mortgage lenders file that t...

Down Payment Strategies for First Time Homebuyers

It can be difficult for a first time homebuyer to save up enough money for a down payment. However, it's important to remember that several strategies help generate the necessary funds. Before deciding on a particular strateg...

Expert Tips for Saving Up for a Down Payment on Your Dream Home

Investing in a home is an enormously important decision, as it comprises the most significant financial commitment anyone will make during their lifetime. When purchasing a home, the down payment is an essentia...