Find out more about home buying, down payment help, and government aids.
Critical Measures to Take If You Don't Have Enough Security Deposit
A successful home purchase process starts with proper planning. It will enable you to know what to do in each phase, helping you to prevent errors that may complicate or prolong the process. For example, y...
How to Raise Enough Down Payment for Your Dream Home
When planning to buy a home, saving is one of the best ways to raise money for the down payment. However, you may have limited time to accumulate the needed cash. For example, you may have already found the house you ne...
Some Cities Require a Much Lower Down Payment on Homes
Buying a home used to be a very easy process in America. A couple of generations ago, a person working a normal job in retail could go put a few hundred dollars down on a home, get a 30-year mortgage with very low i...
Down Payment Strategies: How to Save for a House
Buying a house is a substantial financial commitment. A down payment is often the biggest hurdle to overcome, and it can be tough to save up enough money quickly. Homebuyers must have a stringent saving plan to achiev...
The Myth of the Auto Down Payment
If you were to go purchase a house in today's housing market, you would likely have to come up with a minimum of $40,000 in cash for a down payment; and that's if the house is on the low end of the price spectrum. There are some...
The Surprising Benefits of Making a Larger Down Payment on Your Home
Are you planning to buy a home soon? If so, you're probably focusing on saving for a down payment. But did you know that making a larger down payment has several surprising benefits beyond reducing t...
10 Secret Tips for Negotiating the Perfect Down payment
When investing in a home, the down payment can considerably influence your total cost. It ranges from 5% to 20% of the purchase price; you must pay it upfront. Besides, it affects both your interest rate and monthly ...
Down Payment News and Programs
Buying a home is one of the biggest challenges, and the most difficult part is the down payment. As housing prices continue to increase, many Americans struggle to come up with the necessary funds to secure a house. Down payments can be a...
Can a Side Hustle Really Help You Save Up Money to Buy a House?
In these uncertain times, "side hustles" are an increasingly common way of making money. A side hustle is a secondary job that you take on to make a little extra money outside of your normal job. Si...