Insights & Tips

Find out more about home buying, down payment help, and government aids.

The Myth of the Auto Down Payment

If you were to go purchase a house in today's housing market, you would likely have to come up with a minimum of $40,000 in cash for a down payment; and that's if the house is on the low end of the price spectrum. There are some...

The Top Steps for Saving Enough Money for Down Payment

  If you plan to own a home soon, you understand that the most challenging issue about accomplishing your dream is saving for a down payment. However, you can do that if determined and ready. If you are a first-...

Open the Door to Your Dream Home with these Down Payment Programs

The journey to homeownership can feel like an uphill battle, especially when gathering enough funds for a down payment. There are many government programs designed to alleviate this burden. If you&#...

Don't Delay: Steps to Budgeting for Your Down Payment Right Away

Perceptive homebuyers know that a well-planned budget is critical to success in the real estate market. Whether you're looking to buy your first home or upgrade to a larger one, start planning and budgetin...

Down Payment Advice

Coming up with a down payment for a house is one of the most difficult aspects of home buying. The prospect of putting down $10,000 or more can be daunting and can prevent potential home buyers from moving forward. The amount needed for a down payme...

Down Payment Increases Potentially Causing More Debt

Most adults who are in the market for their own home have heard time and again that it's important for them to come up with a down payment for the house. This way, the mortgage company is far more likely to lend the money...

All You Need to Know About Applying for Financial Assistance for Your Security Deposit

Many people face challenges when buying houses because they don't know how to navigate the complex issues during the purchase process. As a result, the procedure takes longer than it shoul...

5 Strategies for Saving for a Down Payment as a Renter

Buying a home after renting one for a certain period is a big step that can become overwhelming. You will need to decide the kind of house you want, consider your current finances, and establish the best strategies to...

How To Negotiate With Lenders To Get the Lowest Possible Down Payment on Your Home Purchase

A down payment is among the critical steps toward buying a home. It's an important factor in determining whether you can get the loan and affects your ability to secure a mortg...