Find out more about home buying, down payment help, and government aids.
Down Payment: Helpful Tips to Help You Qualify For a Home Loan
It's important to be responsible when preparing for a down payment, and one of the best ways to do that is by getting pre-approved for a mortgage loan. It means you know how much money you can borrow, show...
Some Cities Require a Much Lower Down Payment on Homes
Buying a home used to be a very easy process in America. A couple of generations ago, a person working a normal job in retail could go put a few hundred dollars down on a home, get a 30-year mortgage with very low i...
8 Ways To Save for a Down Payment
Everybody knows that buying a house is expensive. In addition to the mortgage, there are other associated costs, like closing costs, home insurance, and down payment. The beauty is that many financial institutions offer products that can ...
The Benefits of a Down Payment When Buying a Home
One of the most important decisions when buying a home is how much money to put down as a down payment. The idea is to put as much as possible to avoid paying private mortgage insurance (PMI). PMI is required if your down pay...
Down Payment Increases Potentially Causing More Debt
Most adults who are in the market for their own home have heard time and again that it's important for them to come up with a down payment for the house. This way, the mortgage company is far more likely to lend the money...
Lessons about Down Payment You Need to Learn to Succeed
You need to have a down payment saved up to buy a house. However, many people don't know how to save or access down payment money. The complicated topic requires careful planning. However, experts help people succeed in...
Media Gaslights Consumers on Housing Down Payments
The idea of placing a down payment on something you cannot afford and will have to pay down over time is a cornerstone of a debt-based payment. In other words, the more you put down on something to start, the less you will ...
5 Strategies for Saving for a Down Payment as a Renter
Buying a home after renting one for a certain period is a big step that can become overwhelming. You will need to decide the kind of house you want, consider your current finances, and establish the best strategies to...
7 Tips on Saving for a Down Payment in Five Years
When planning to buy a home, one of the main challenges you might face is saving enough money for the down payment. As hard as it may seem, it is advisable to save 20% of the home's buying price because of its several ...