Find out more about home buying, down payment help, and government aids.
The Average Down Payment for Houses is Now More Than $63,000
In today's housing market, buying a home has become more expensive, not just because home prices are going up but also because the amount of money you need for a down payment has increased. The latest informat...
Understanding Your Home Buying Budget and Loan Options
Before you consider buying a home, it's vital to figure out how much you can afford. This depends largely on three major factors: The Mortgage: What type of mortgage you can get, the terms, and your inte...
Michigan Helps First-Time Homebuyers with $25,000 Support Program
In Lansing, Michigan, a new program is offering a big helping hand to people buying their first home. The Michigan State Housing Development Authority (MSHDA) is giving up to $25,000 to help with the initial ...
Easy Guide: Tax Breaks for Homeowners and How They Work
Tax time has arrived in the United States, running from January 27 to April 15. During this period, the IRS expects to receive over 140 million tax returns. For homeowners, this is a prime time to tap into special t...
Top 5 Loan Options for First-Time Homebuyers in 2025
Looking for your first home is thrilling, but figuring out how to pay for it can be a bit scary. Good news, though—there are special loans made just for first-time buyers. These loans are great because they ask f...
Is It Possible to Buy a Home Without a Down Payment?
Yes, it's possible to purchase a home without making a down payment, and this is particularly achievable for first-time home buyers. There are special home loan programs with zero down and various assistance program...
New HUD Initiatives: Essential Support for Struggling Homeowners
Have you been having trouble keeping up with your mortgage payments? There's good news from the Department of Housing and Urban Development (HUD). They've updated their plans to assist homeowners just ...
New Neighborhood Homes Investment Act Aims to Boost Affordable Homeownership Opportunities
The Neighborhood Homes Investment Act is a new proposal that could make it easier and cheaper for people to buy homes. It's especially focused on areas where house prices are low ...
Proposed $15,000 First-Time Home Buyer Tax Credit Sparks Hope for Affordable Housing in 2025
Many Americans dream of owning their first home, and a proposed benefit called the "First-Time Home Buyer Tax Credit" might help make that dream come true. This p...